🌴Buying a Home in the Caribbean with the Right Mortgage

Owning a home on one of the Caribbean islands or investing in real estate can be a dream come true. Whether you are purchasing a home for your own use, as a resident, a returning graduate, or an international investor, obtaining a mortgage in Aruba, Curaçao, or St. Maarten requires expert guidance. Ronald Domacassé supports you every step of the way, including arranging all the necessary insurance coverage, ensuring your investment is both financially sound and well protected.

Why Invest in Caribbean Real Estate?

The Caribbean islands offer exceptional opportunities for homeownership and real estate investment. With professional advice, you can make the most of local mortgage options while benefiting from a solid financial plan tailored to your personal circumstances and long-term goals.

Mortgage Options

When purchasing a home in Aruba, Curaçao, or St. Maarten, you can choose from two mortgage types:

Annuity Mortgage

• Fixed monthly payments consisting of both principal and interest

• Ideal for buyers who value stability and predictable monthly expenses

Interest-Only Mortgage with Life Insurance

• During the mortgage term, you pay interest only

• The outstanding loan balance is repaid at the end of the term through a life insurance policy

Financing & Mortgage Conditions

• Mortgage financing of up to 100% of the property's value may be available

• Mortgage terms of up to 35 years

• Monthly mortgage payments are generally limited to 33% of your gross monthly income

• Interest rates starting from approximately 5.00%–5.25%, depending on the island and your individual financial profile

• With a partial personal contribution (down payment), higher financing may be possible through customized mortgage solutions

• Includes all essential insurance coverage:

  • Life Insurance

  • Personal Accident Insurance

  • Homeowners (Building) Insurance

• Available for:

  • Residents

  • Returning graduates

  • International investors

With the right guidance and careful financial planning, owning your dream home in Aruba, Curaçao, or St. Maarten can become not only achievable, but also a secure and rewarding investment.

Contact us today for personalized mortgage and insurance advice.